Can You Guess When Most Distracted Driving Crashes Occur?

Ray Cogan
young man gazes distractedly out driver's side window of car

Daydreaming while driving is more dangerous than you’d think – and our new review of police data shows just when drivers might be “lost in thought” enough to cause a fatal crash.

According to a new review of Fatality Analysis Reporting System (FARS) data, Saturdays in September are the biggest days for fatal car crashes involving daydreaming while driving, and Tuesdays in February are lowest.

The new review builds upon Erie Insurance’s previous analysis , which found that being “generally distracted” or “lost in thought” – otherwise known as daydreaming – is the number-one distraction noted in fatal crashes.

The FARS data includes information from police reports on the causes of fatal car crashes. Erie Insurance consulted with the  Insurance Institute for Highway Safety  to analyze the data, which is maintained by the National Highway Traffic Safety Administration (NHTSA).

“We released this data to raise awareness of the ongoing need to combat distracted driving in all its forms, whether it’s texting while driving, or simply letting your mind wander behind the wheel,” said Jon Bloom, vice president of personal auto, Erie Insurance. “No matter what day of the week or what month it is, we urge all drivers at all times to keep their eyes on the road, their hands on the wheel, and their attention on what they are doing.”

The most recent NHTSA distracted driving crash data shows 3,166 people were killed in distracted driving crashes in 2017.

Likelihood of fatal “daydreaming while driving” crashes:

The most recent review of FARS data by Erie Insurance resulted in a ranked list of more than 84 combinations (with some ties) of days and months associated with daydreaming while driving. Below are the top and bottom five from 2013 through 2017.

Top 5 (Most Dangerous):

  1. Saturdays in September
  2. Saturdays in May
  3. Fridays in October
  4. Saturdays in August
  5. Fridays in July

Bottom 5 (Least Dangerous):

  1. Sundays in December
  2. Thursdays in February
  3. Mondays in January
  4. Wednesdays in February
  5. Tuesdays in February

The FARS data is based largely on police officers’ judgment at the time of a crash, and interviews with those involved.

To help drivers better understand and avoid daydreaming while driving, Erie Insurance previously collaborated with internationally known cognitive behavioral researcher Paul Atchley, Ph.D., who has studied distracted driving and worked with national safety organizations to reduce it.  

“It’s not clear why people would be more likely to daydream while driving on certain days or in certain months over others,” Bloom says. “Regardless, we think the data is worth sharing if it gets people talking about the serious problem of distracted driving and how to avoid it.”

April is Distracted Driving Awareness Month, but staying alert on the road is a cause to get behind all year long. Learn more about auto insurance from ERIE to stay protected no matter what you encounter on the road ahead.

pool party Lindquist Insurance
By Ray Cogan July 21, 2025
Before your next BBQ, road trip, or storm watch, give us a call. Our experienced insurance advisors will review your current coverage, answer your questions, and help you feel confident that no matter what summer brings, you’re ready for it. Call Lindquist Insurance today or visit our website to schedule a policy revie
family on vacation
By Ray Cogan July 11, 2025
Before your next adventure, make sure you’re fully protected with the right car insurance. At Lindquist Insurance, we’re committed to helping Maryland drivers enjoy the journey with confidence. Call Lindquist Insurance (301) 694-3008 or visit www.lindquisinsurance.com to request a free, no-obligation quote.
Annapolis MD waterfront
By Ray Cogan June 24, 2025
Connect with an insurance agent in Frederick this summer. Find out why now is the ideal time to reach out and build a relationship with a local insurance agent you can trust.
dock in Annapolis MD
By Ray Cogan June 10, 2025
We offer business insurance in Frederick. Prepare for seasonal risks with business insurance that provides financial protection when natural disasters strike.
employee taking inventory
By Ray Cogan May 26, 2025
Is your insurance company keeping up with your growth? Our Frederick insurance agency offers personal and proactive services that keep you focused on growth.
heavy rain hitting gutters
By Ray Cogan May 12, 2025
We offer business insurance in Frederick. Prepare for seasonal risks with business insurance that provides financial protection when natural disasters strike.
cars in heavy traffic
By Ray Cogan April 28, 2025
Switch car insurance in Frederick and the surrounding areas with the help of an insurance agent. It can be a smooth and stress-free experience with the right insurance agent.
young female driver
By Ray Cogan April 15, 2025
We offer car insurance in Frederick. We work with first-time drivers to find a policy that fits their needs and budget without sacrificing the coverage needed to drive confidently.
alarm clock and money - Lindquist Insurance
By Ray Cogan March 25, 2025
Our insurance agent in Frederick can save you time and money. We can navigate the complexities of insurance, ensuring you get the best coverage at the most affordable rates.
More Posts