Life Insurance Plans

Secure your family's future by investing in a proper life insurance policy. The professionals at Lindquist Insurance are here to provide you a plan that will cover the compensation that your family will need in the event of an untimely death.

The premiums that you pay will depend heavily on your medical history, age, and also along with the amount that you want the policy to pay out. Get expert advice before choosing your life insurance plan. Call us today for a FREE quote!

For this type of insurance, you pay the fixed rate of payments for a specific period of time. This policy will pay the death benefit to the beneficiary only if the life insured dies during this period.

There is no specific period for this kind of insurance and lasts for a policyholder’s lifetime. The beneficiary will get the death benefit upon the policyholder’s death. In addition to this, this also has a savings feature in which the cash can build up, and you can take the amount while you are still alive. However, this will deduct the amount that your beneficiary will receive after your death.

This is not very different from whole life insurance but offers more flexibility in taking the accumulated money early. This also allows you to borrow money and repay it later. But make sure you clear out all loans because any outstanding loan will not give any benefits to the beneficiary after your death.