Why Summer Is the Perfect Time to Connect with an Insurance Agent Who Cares
Ray Cogan
Build a Relationship with a Local Insurance Agent You Can Trust
As the sun shines brighter and the days grow longer in Maryland, summer brings with it a change of pace and a new opportunity to reassess your insurance needs. Whether you're preparing for vacations, outdoor gatherings, or just taking time to recharge, summer is the perfect season to connect with an insurance agent who genuinely cares about your well-being and peace of mind.
At Lindquist Insurance, we believe that personal connection, local expertise, and proactive service make all the difference, especially during the busy summer months in Annapolis and Frederick, MD.
Here are several reasons that now is the ideal time to reach out and build a relationship with a local insurance agent you can trust.
1. Summer Travel Brings New Risks—Are You Covered? Whether you're planning a cross-country road trip, heading to the beach, or flying out of BWI for a long-awaited vacation, summer travel increases your risk exposure. Rental cars, flight cancellations, lost luggage, and travel-related medical emergencies are all scenarios where the right insurance coverage can save you time, money, and stress.
Your local Lindquist Insurance agent can walk you through your current auto, homeowners, or travel insurance policies and help you make smart decisions to protect your family while you're away. From rental car coverage to vacation home insurance, we make sure that you're covered at home and on the go.
2. Summer Means More Time Outdoors—And More Liability. Backyard barbecues, pool parties, and outdoor playdates can also increase your liability. If a guest is injured on your property or if your boat causes damage on the Chesapeake Bay, your current insurance might not cover every angle.
A caring agent will review your homeowners or renters policy to make sure your liability coverage is up to date. You may also benefit from an umbrella policy, which provides an extra layer of protection. Our team in Frederick and Annapolis can help you find a balance between adequate coverage and affordability.
3. Summer Is Ideal for Life Planning Conversations. People often overlook life insurance or postpone updating their beneficiaries because it feels too heavy to handle. But summer, with its more relaxed rhythm and longer days, creates space for those essential conversations.
If your family structure has changed due to marriage, divorce, or the birth of a child—or if you're simply reconsidering your financial goals, summer is a smart time to connect with an agent who listens and walks with you through options. Lindquist Insurance offers term, whole, and universal life insurance solutions, all tailored to your stage in life and your personal goals.
4. Protect Your Boats, Bikes, RVs & More. In Maryland, summer means getting out on the water, riding the backroads on your motorcycle, or escaping for the weekend in your RV. But these prized possessions come with their own unique risks. ***
An independent agent at Lindquist Insurance can help you find specialized policies for your boat, motorcycle, jet ski, RV, or classic car—often at better rates than the national chains. We partner with top carriers to offer customizable protection, whether you’re in Annapolis, sailing, or driving through the scenic mountains near Frederick.
5. A Local Agent Knows the Area and Knows You. Unlike national call centers or websites that treat your coverage like a commodity, a local, independent insurance agent takes time to understand your lifestyle and risks. In the Annapolis and Frederick communities, that means knowing the climate, the real estate market, local laws, and the particular insurance needs that come with living in Maryland.
At Lindquist Insurance, our team doesn’t just work here—we live here. We shop local, send our kids to local schools, and understand the unique needs of homeowners, families, and business owners in the region. You’re not a number to us—you’re a neighbor.
6. Summer Is the Right Time to Review Your Entire Insurance Portfolio. Life changes quickly, and insurance policies should evolve with it. Summer gives you a natural pause to review your coverage, especially if it’s been more than a year since you’ve checked your policy details.
Take a few minutes this summer to sit down with a Lindquist Insurance agent. We’ll help you:
1. Review your homeowners, renters, or condo insurance
2. Evaluate your auto and recreational vehicle policies.
3. Examine your life insurance needs.
4. Identify gaps in coverage.
5. Bundle policies for better savings
We make it simple, with no-pressure conversations, easy-to-understand recommendations, and ongoing support all year long. Insurance isn’t just about policies—it’s about people. At Lindquist Insurance, our mission is to be the agency you call before things go wrong, not just after. Summer gives us a chance to connect, assess, and strengthen our coverage—so when storms come (literally or figuratively), you’re ready.
Whether you're grilling in the backyard in Annapolis or planning a mountain getaway from Frederick, our team is just a phone call or email away. Let’s have that conversation now, so your summer, and every season after, is secure. Contact us today
for an appointment with our experienced insurance specialists.
Serving Annapolis and Frederick, MD
*** For more information on boat and RV insurance, visit the Maryland Government website.
Before your next BBQ, road trip, or storm watch, give us a call. Our experienced insurance advisors will review your current coverage, answer your questions, and help you feel confident that no matter what summer brings, you’re ready for it. Call Lindquist Insurance today or visit our website to schedule a policy revie
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