Early into the New Year is the perfect time to reflect on our habits and make positive changes. If you're a driver, prioritizing safety and protection on the road should be at the top of your list. 

As a car insurance company committed to your well-being, we've compiled a list of resolutions to ensure you're a well-protected driver throughout the year.

1. Prioritize comprehensive car insurance coverage. The most important resolution for any driver should be to review and update their car insurance coverage. Accidents can happen when least expected. Ensuring you have comprehensive coverage can provide peace of mind, covering a wide range of losses such as collisions, thefts, and natural disasters. Review your policy, understand the coverage you have, and make any necessary adjustments to ensure you're adequately protected in every situation.

2. Commit to safe driving habits. Adopt and maintain safe driving habits throughout the year. Put your phone away, buckle up, and obey speed limits. Defensive driving keeps you safe and reduces the risk of accidents. Reach your destination safely. By being a responsible and cautious driver, you contribute to creating a safer environment for everyone on the road.

3. Regular vehicle maintenance checks. Checks include oil changes, tire rotations, and brake inspections. These checks will reduce unexpected breakdowns or malfunctions while driving. Create a car maintenance calendar to stay on top of routine checks, so your car is always in optimal condition and ready for the road.

4. Educate yourself on policy benefits and discounts. Learn the specifics of your coverage, including any discounts you may be eligible for. Some car insurance providers offer discounts for safe driving records, completion of defensive driving courses, or even bundling multiple policies. Knowing your policy inside out ensures you make the most of your coverage and save on premiums. ***

5. Emergency preparedness in your car. Equip your vehicle with an emergency kit. Include a first aid kit, flashlight, jumper cables, and basic tools. Also, keep documents such as your insurance card and vehicle registration easily accessible. Being prepared for unexpected situations ensures your safety and streamlines the process if you need to file a claim.

The New Year is an opportunity for drivers in the Washington, D.C., Maryland, and Northern Virginia areas (DMV) to prioritize safety and protection on the road. By focusing on comprehensive insurance coverage, safe driving habits, regular vehicle maintenance, understanding policy benefits, and emergency preparedness, you can set the foundation for a well-protected and secure driving experience in the coming year. 

Lindquist Insurance can give you an auto insurance quote, provide the coverage you need, and review all your premiums, discounts, and bundles. Call (301) 694-0008 to speak to our experienced and licensed insurance agents for a consultation. 

We serve the Annapolis, MD, and Frederick, MD areas.

*** For more information on Maryland car insurance visit the State of Maryland website.